Insurance and tort law


our experience and expertise

Horten advises on all aspects of Danish insurance and tort law, both in connection with underwriting, claims and regulatory issues. Further, we advise companies on risk management and insurance as well as on matters concerning liability and damages. We have wide experience conducting litigation and arbitration within damages and insurance. 

our clients

We have wide experience advising foreign insurance companies, insurance brokers and companies in many different industries. We provide assistance in relation to risk coverage, claims handling and regulatory affairs. Throughout many years, our specialists have gained considerable knowledge about Danish insurance conditions and the Danish insurance sector; we therefore know to which areas foreign players' attention should be drawn.

We also advise foreign individuals (board members, executives, attorneys and other advisers), typically on cases relating to personal liability under Danish law. 

What we do

  • General commercial liability and product liability
  • Auditors' liability
  • Attorneys' liability
  • Directors' liability
  • Personal injury
  • Maritime and transport
  • Recourse
  • Property damage
  • Contract liability
  • Professional liability
  • Advisers' liability (engineers, architects, etc.)
  • Liability in connection with financial advice
  • Liability of public authorities
  • Assignment of insurance portfolios
  • Drafting of insurance terms and special wordings
  • Reinsurance
  • Insurance brokerage
  • Regulatory affairs
Horten ‘consistently delivers top-class, business-oriented advice’.

Legal 500

news

Self-damage is (still) not considered damage caused by a defective product according to product liability law

21 September 2017

On 13 September 2017, the Supreme Court dismissed a claim for compensation against a manufacturer of marine engines for a shipping company’s loss as a consequence of wear damage to the marine engines.

Supplier of components wins long-term arbitration case

23 August 2017

Horten has conducted and won a comprehensive international arbitration case on behalf of Bollfilter Nordic ApS. Bollfilter Nordic ApS is part of the German group BOLL & KIRCH Filterbau GmbH, which is one of the world’s leading suppliers of filtration solutions, including to the maritime industry.

New rules on expert opinions

10 July 2017

On 1 July 2017, new rules on expert opinions in legal action came into force. Read more about the most significant changes brought about by the new rules.

Horten advances in new Chambers and Legal 500 rankings

19 April 2017

In 2017, the leading international ranking agencies, Legal 500 and Chambers, are once again ranking Horten among the best law firms in Denmark.

Global Leaders in Law appoints Horten as exclusive partner for Denmark

10 January 2017

Global Leaders in Law, the leading global general counsel forum based in London, and Horten has announced partnership. Appointed as a global bronze partner, Horten will sponsor the activities of Global Leaders in Law in 2017.

New partners

4 January 2017

With effect from 1 January 2017, Horten appointed Lars Lüneborg and Julie Arnth Jørgensen as partners.

Competition law - Adoption of new rules on claims for damages

1 December 2016

The directive concerning damages to customers (and others) suffering a loss due to violation of the competition rules came into force in December 2014 (Directive 2014/104/EU). The directive is now being implemented into Danish law.

Municipalities cannot take out insurance covering volunteers - yet

2 May 2016

The Ministry of Social Affairs and the Interior has put a - temporary - stop to the question whether municipalities can take out collective accident and liability insurance covering volunteers.

Horten Corporate Day 2016 - Danish companies at the forefront

18 March 2016

At Horten's Corporate Day 2016 on 16 March, Danish and foreign executives and experts gave their views on the trends and opportunities of the Danish business sector. Horten will repeat the success next year with Horten Corporate Day 2017.

Insurance broker avoided claim for compensation of more than DKK 1.7 million despite insufficient advice

18 February 2016

In a recent ruling, the Eastern High Court stated that insurance advice which is not in accordance with the Executive Order on the good practices of insurance brokers may form the basis of a claim for compensation.